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brkshelley
1 day ago1 min read
What is Mortgage Insurance?
Whether you're a first-time homebuyer or looking to refinance, mortgage insurance could be a key part of your home-buying journey. Here’s...
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brkshelley
Jan 71 min read
What is BC Home Flipping Tax?
As of January 1, 2025, the Home Flipping Tax Act is in full effect in BC. It is targeted at consumers who purchase and sell residential...
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brkshelley
Dec 16, 20241 min read
New Rule Changes
Canada’s mortgage system enforced rule changes yesterday with the intent to enable more Canadian’s with buying power to enter the...
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brkshelley
Feb 14, 20231 min read
Tips for Refinancing Your Mortgage
Thinking of utilizing some of the existing equity in your home? Here are some tips that may help you with the process. Tip #1 - Check...
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brkshelley
Feb 9, 20233 min read
Prepayments & Penalties
Your guide to reducing unneccessary mortgage penalties to your lender. So you are planning to payout your mortgage mid term and move to...
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brkshelley
Feb 5, 20232 min read
Saving For a Rainy Day?
Seems like we all looking for ways to save lately as a result of inflation. What are some quick mortgage tips to free up some cash flow?...
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brkshelley
Feb 5, 20232 min read
3 Tips to Prepare for your Mortgage Approval
Mortgage approval tips by yours truly (& Hui of course). Many people don't know how to properly prepare to obtain a mortgage approval or...
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brkshelley
Mar 2, 20213 min read
Fixed Vs Variable Rate?
With mortgage rates currently at all time lows, many of my clients are asking if they should take fixed over variable. Both have pros and...
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brkshelley
Mar 2, 20212 min read
Mortgage Broker vs Bank?
Many people ask what the difference is between working with a mortgage broker or the bank? Which is the correct choice and how can you...
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